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Federal Benefits for Veterans and Dependents

Savvy Consumer: Federal Benefits for Veterans and Dependents

 

Introduction
1. Health Care Benefits
2. Benefit Programs
3. Burial Benefits
4. Survivor Benefits
5. Women Veterans
6. Homeless Veterans
7. Overseas Benefits
8. Small and Disadvantaged Businesses
9. Workplace Benefits
10. Miscellaneous Programs and Benefits
11. Appeals
12. Tables
13. Important Phone Numbers
14. World Wide Web Links
15. VA Facilities

Federal Benefits for Veterans and Dependents
2004 Edition

Tables >>

Miscellaneous Programs and Benefits

Loans for Farms and Homes | Housing and Urban Development (HUD) | Naturalization Preference
Small Business Administration | Social Security | Supplemental Security Income
Passports to Visit Overseas Cemeteries | Medals | Review of Discharges | Replacing Military Records
Correction of Military Records | Armed Forces Retirement Homes | Commissary and Exchange Privileges
Death Gratuity

Loans for Farms and Homes

Loans and guaranties may be provided by the U.S. Department of Agriculture to buy, improve or operate farms. Loans and guaranties are available for housing in towns generally up to 20,000 in population. Applications from veterans have preference. For further information contact Farm Service Agency or Rural Development, U.S. Department of Agriculture, Washington, DC 20250, or apply at local Department of Agriculture offices, usually located in county seats.

Housing and Urban Development (HUD)

HUD grants are provided to non-profit organizations, state and local governments, and tribal nations to provide housing for homeless veterans, disabled veterans and veterans with low or moderateincomes. Other activities include homeownership assistance, micro enterprise development, job training and substance abuse counseling. HUD sponsors the Veteran Resource Center (HUDVET), which works with national veterans service organizations to serve as a general information center on all HUD sponsored housing and community development programs and services.

To contact HUDVET, call 1-800-998-9999, TDD 800-483-2209, or e-mail hudvet@hud.gov. HUD also funds approved housing counseling agencies that provide free counseling services. To find a counselor that serves your neighborhood, call toll-free 800-569-4287 or visit (http://www.hud.gov:80/offices/hsg/sfh/hcc/hcc_home.cfm).

Naturalization Preference

Certain applicants who have served in the U.S. armed forces are eligible to file for naturalization based on current or prior U.S. military service. An applicant who served three years in the U.S. military and is a lawful permanent resident is excused from any specific period of required residence, period of residence in any specific place, or physical presence within the United States if the application for naturalization is filed while the applicant is still serving in the military or within six months of honorable discharge. Applicants who file for naturalization more than six months after termination of three years of U.S. military service may count any periods of honorable service as residence and physical presence in the United States.

Aliens and non-citizen nationals with honorable service in the U.S. Armed Forces during specified periods of hostilities may be naturalized without having to comply with the general requirements for naturalization. This is the only section of the Immigration and Nationality Act, as amended, which allows persons who have not been lawfully admitted for permanent residence to file an application for naturalization. Any person who has served honorably during qualifying time may file an application at any time in his or her life if, at the time of enlistment, reenlistment, extension of enlistment or induction, such person shall have been in the United States, the Canal Zone, American Samoa or Swain's Island, or, on or after Nov., 18, 1997, aboard a public vessel owned or operated by the United States for non-commercial service, whether or not lawful admittance to the United States for permanent residence has been granted.

On July 3, 2002, President Bush issued Executive Order 13269 providing naturalization for aliens and non-citizen nationals serving on active duty status in the U.S. armed forces from Sept. 11, 2001, to a date not yet determined. In addition, if a person dies as a result of injury or disease incurred or aggravated by such service, their survivor(s) can apply for posthumous citizenship at any time within two years of the death of the alien or non-citizen national. For information, visit the U.S. Citizenship and Immigration Service Web site: (http://uscis.gov/graphics/services/natz/Special.htm).

Small Business Administration

The Small Business Administration (SBA) provides a number of services that assist veterans who own or are considering starting small businesses. Among the services provided are loan guarantee programs, venture capital assistance, entrepreneurial development programs, government contracting assistance, and Military Reservist Economic Injury Disaster Loans. Information about SBA's full range of services can be found on the Internet (http://www.sba.gov/vets) or by contacting the Office of Veterans Business Development at (202) 205-6773. Veterans Business Development Officers at SBA District Offices can provide additional information. Call 1-800-U-ASK-SBA (1-800-827-5722) to locate the nearest SBA Office or for additional information.

Federal Tax Credits and Assistance

Federal law provides tax credits and deductions that apply to many veterans or their families. The Earned Income Tax Credit may be available to low or moderate-income workers, depending on the amount of earned income and the number of children in the household. Even when income is below the threshold for filing a tax return, eligible individuals can file a return and claim the credit to receive a refund. Education credits and deductions for non-reimbursed expenses may be available to individuals when they or members of their family are pursuing post-secondary or job-related education. Child Tax Credits may be available to those with children under age 17. Special deductions and credits can benefit disabled taxpayers or their families. Free tax help is available for low-income, elderly, disabled, and non-English speaking individuals. Returns can be filed electronically to speed receipt of refunds and increase accuracy. For additional information, call the Internal Revenue Service at 1-800-829-1040 or visit the IRS Web site at (http://www.irs.gov).

Social Security

Monthly retirement, disability and survivor benefits under Social Security are payable to a veteran and dependents if the veteran has earned enough work credits under the program. Upon the veteran's death, a one-time payment of $255 also may be made to the veteran's spouse or child. In addition, a veteran may qualify at age 65 for Medicare's hospital insurance and medical insurance. Medicare protection also is available to people who have received Social Security disability benefits for 24 months, and to insured people and their dependents who need dialysis or kidney transplants.

Active duty or active duty for training in the U.S. uniformed services has counted toward Social Security since January 1957. Since Jan. 1, 1988, inactive duty for training as a member of Reserve components of the armed forces also counts toward Social Security. Servicemembers and veterans receive an extra $300 credit for each quarter in which they received any basic pay for active duty or active duty for training after 1956 and before 1978. Veterans who served in the military from 1978 through 2001, receive a credit of $100 for each $300 of reported wages up to a maximum credit of $1,200. After 2001, additional earnings will no longer be credited. No additional Social Security taxes are withheld from pay for these extra credits. Also, noncontributory Social Security credits of $160 a month may be granted to veterans who served after Sept. 15, 1940, and before 1957, including attendance at service academies. More information is available on the Internet (http://www.ssa.gov) or by calling 1-800-772-1213.

Supplemental Security Income

Those age 65 or older and those who are blind or otherwise disabled may be eligible for monthly Supplemental Security Income (SSI) payments if they have little or no income or resources. States may supplement the federal payments to eligible persons and may disregard additional income. Although VA compensation and pension benefits are counted in determining income for SSI purposes, some other income is not counted. Also, not all resources count in determining eligibility. For example, a person's home and the land it is on do not count. Personal effects, household goods, automobiles and life insurance may not count, depending upon their value. Information and assistance in applying for these payments may be obtained at any Social Security office or by calling I-800-772-1213.

Passports to Visit Overseas Cemeteries

"No-fee" passports are available for family members visiting graves or memorialization sites at World War I and World War II cemeteries overseas. Those eligible for such passports include surviving spouses, parents, children, sisters, brothers and guardians of the deceased who are buried or commemorated in American military cemeteries on foreign soil. For additional information, write to the American Battle Monuments Commission, Courthouse Plaza II, Suite 500, 2300 Clarendon Blvd., Arlington, VA 22201, or phone 703-696-6897, or visit their Homepage on the Internet at (http://www.abmc.gov).

Medals

Medals awarded while in active service are issued by the individual military services if requested by veterans or by the next of kin of deceased veterans. Requests for the issuance or replacement of military service medals, decorations, and awards should be directed to the specific branch of the military in which the veteran served. However, for Air Force (including Army Air Corps) and Army veterans, the National Personnel Records Center verifies the awards to which a veteran is entitled and forwards requests and verification to the appropriate service department for issuance of the medals.

Requests for replacement medals should be submitted on Standard Form 180, "Request Pertaining To Military Records," which may be obtained at VA offices, from veterans organizations or downloaded from the Internet (http://www.vba.va.gov/pubs/otherforms.htm). The Military Personnel Records section of NPRC's Web site (http://www.archives.gov/research_room/obtain_copies/veterans_service_records.html), has forms, addresses and other information on requesting medals.

When requesting medals, type or clearly print the veteran's full name, include the veteran's branch of service, service number or Social Security Number and provide the veteran's exact or approximate dates of military service. The request must contain the signature of the veteran or the signature of the next of kin if the veteran is deceased. If available, include a copy of the discharge or separation document, WDAGO Form 53-55 or DD Form 214.

Review of Discharges

Each of the military services maintains a discharge review board with authority to change, correct, or modify discharges or dismissals that are not issued by a sentence of a general courts-martial. The board has no authority to address medical discharges. The veteran or, if the veteran is deceased or incompetent, the surviving spouse, next of kin or legal representative may apply for a review of discharge by writing to the military department concerned, using Department of Defense Form 293. This form may be obtained at a VA regional office, from veterans organizations or from the Internet (http://web1.whs.osd.mil/icdhome/forms.htm). However, if the discharge was more than 15 years ago, a veteran must petition the appropriate service Board for Correction of Military Records using DoD Form 149, which is discussed in the "Correction of Military Records" section. A discharge review is conducted by a review of an applicant's record and, if requested, by a hearing before the board.

Discharges awarded as a result of continuous period of unauthorized absence in excess of 180 days make persons ineligible for VA benefits regardless of action taken by discharge review boards, unless VA determines there were compelling circumstances for the absence. Boards for the correction of military records also may consider such cases.

Veterans with disabilities incurred or aggravated during active military service may qualify for medical or related benefits regardless of separation and characterization of service. Veterans separated administratively under other than honorable conditions may request that their discharge be reviewed for possible recharacterization, provided they file their appeal within 15 years of the date of separation. Questions regarding the review of a discharge should be addressed to the appropriate discharge review board at the address listed on Department of Defense Form 293.

Replacing Military Records

If discharge or separation papers are lost, veterans or the next of kin of deceased veterans may obtain duplicate copies by completing forms found on the Internet at (http://www.archives.gov/research_room/vetrecs/) and mailing or faxing them to the National Personnel Records Center. Alternatively, write the National Personnel Records Center, Military Personnel Records, 9700 Page Blvd., St. Louis, MO 63132-5100. Specify that a duplicate separation document or discharge is needed. The veteran's full name should be printed or typed so that it can be read clearly, but the request must also contain the signature of the veteran or the signature of the next of kin, if the veteran is deceased. Include branch of service, service number or Social Security number and exact or approximate dates and years of service. Use Standard Form 180, "Request Pertaining To Military Records." (See the "World Wide Web Links" section of this booklet for more information on obtaining this and other federal forms through the Internet, or contact your local VA regional office.) It is not necessary to request a duplicate copy of a veteran's discharge or separation papers solely for the purpose of filing a claim for VA benefits. If complete information about the veteran's service is furnished on the application, VA will obtain verification of service from the National Personnel Records Center or the service department concerned.

Correction of Military Records

The secretary of a military department, acting through a board for correction of military records, has authority to change any military record when necessary to correct an error or remove an injustice. A correction board may consider applications for correction of a military record, including a review of a discharge issued by courts martial.

The veteran, survivor or legal representative generally must file a request for correction within three years after discovery of an alleged error or injustice. The board may excuse failure to file within the prescribed time, however, if it finds it would be in the interest of justice to do so. It is an applicant's responsibility to show why the filing of the application was delayed and why it would be in the interest of justice for the board to consider it despite the delay.

To justify any correction, it is necessary to show to the satisfaction of the board that the alleged entry or omission in the records was in error or unjust. Applications should include all available evidence, such as signed statements of witnesses or a brief of arguments supporting the requested correction. Application is made with DD Form 149, available at VA offices, from veterans organizations or from the Internet (http://www.vba.va.gov/pubs/forms/dd149.pdf).

Armed Forces Retirement Homes

Veterans are eligible to live in the Armed Forces Retirement Home in Gulfport, Miss., or the Armed Forces Retirement Home in Washington, D.C., if their active duty military service is at least 50 percent enlisted, warrant officer or limited duty officer and if they are: 60 years of age or older and have completed 20 years or more of active duty service; unable to earn a livelihood due to a service-connected disability; unable to earn a livelihood due to a non-service connected disability and served in a war theater during a time of war declared by Congress or received hostile fire pay; female veterans who served prior to 1948. Veterans are not eligible if they have been convicted of a felony or are not free from alcohol, drug or psychiatric problems. Married couples are welcome, but both must be eligible in their own right. At the time of admission, applicants must be capable of living independently.

The Armed Forces Retirement Home is an independent federal agency. For information, please call AFRH-Gulfport at 1-800-332-3527, AFRH-Washington at 1-800-422-9988, or visit their Web site at: (http://www.afrh.gov).

Commissary and Exchange Privileges

Unlimited exchange and commissary store privileges in the United States are available to honorably discharged veterans with a service-connected disability rated at 100 percent, unremarried surviving spouses of members or retired members of the armed forces, recipients of the Medal of Honor, and their dependents and orphans. Certification of total disability is done by VA. Reservists and their dependents also may be eligible. Privileges overseas are governed by international law and are available only if agreed upon by the foreign government concerned. VA provides assistance in completing DD Form 1172, "Application for Uniformed Services Identification and Privilege Card."

Death Gratuity

Military services provide a death gratuity of $12,000 to a deceased servicemember's next of kin. The death gratuity is paid for death in active service or for retirees who died within 120 days of retirement as a result of service-connected injury or illness. Parents, brothers or sisters may be provided the gratuity, if designated as next of kin by the deceased. The gratuity is paid by the last military command of the deceased. If the beneficiary is not paid automatically, application may be made to the military service concerned.

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