Search this site:

Federal Benefits for Veterans and Dependents

Savvy Consumer: Federal Benefits for Veterans and Dependents

 

Introduction
1. Health Care Benefits
2. Benefit Programs
3. Burial Benefits
4. Survivor Benefits
5. Women Veterans
6. Homeless Veterans
7. Overseas Benefits
8. Small and Disadvantaged Businesses
9. Workplace Benefits
10. Miscellaneous Programs and Benefits
11. Appeals
12. Tables
13. Important Phone Numbers
14. World Wide Web Links
15. VA Facilities

Federal Benefits for Veterans and Dependents
2004 Edition

Important Phone Numbers >>

Tables

Disability Compensation | Improved Pension | Vocational Rehabilitation Rates
Spouses Dependency and Indemnity Compensation (Veteran died prior to Jan. 1, 1993)
Spouses Dependency and Indemnity Compensation (Veteran died on/after to Jan. 1, 1993)
Improved Death Pension | Spina Bifida Benefits | Loan Guaranty Entitlement | Funding Fees

2004 Disability Compensation

Disability Monthly Rate ($)
10 percent 106
20 percent 205
30 percent 316
40 percent 454
50 percent 646
60 percent 817
70 percent 1,029
80 percent 1,195
90 percent 1,344
100 percent 2,239
Veterans with disability ratings between 30 percent and 100 percent are eligible for allowances for a spouse and for each minor child.The amount depends on the disability rating.



2004 Improved Pension

Status Maximum Annual Rate ($)
Veteran with no dependents 9,894
Veteran with one dependent 12,959
Veteran permanently housebound, no dependents 12,092
Veteran permanently housebound, one dependent 15,156
Veteran needing regular aid and attendance, no dependents 16,509
Veteran needing regular aid and attendance, one dependent 19,570
Two veterans married to one another 12,959
Veterans of World War I and Mexican Border Period, addition to the applicable annual rate 2,244
Increase for each additional dependent child 1,688
Examples and more information can be found in the Compensation and Pension Benefits section of VAs Internet pages (http://www.vba.va.gov/bln/21/index.htm). Click on "Rate Tables."



2004 Vocational Rehabilitation Rates
(Paid monthly ($))

Type of training No dependent One dependent Two dependents Each additional dependents
Institutional or independent living training, or unpaid work experience in a federal, state or local agency, or an agency of a federally recognized Indian tribe. Full-time 464.97 576.76 679.66 49.55
3/4-time 349.37 433.20 508.15 38.10
1/2-time 233.77 289.65 340.46 25.42
Unpaid on-the-job training in a federal, state or local agency, or an agency of a federally recognized Indian tribe; training in a home; vocational course in a rehabilitation facility or sheltered workshop; independent instructor; institutional non-farm cooperative. Full-time 464.97 576.76 679.66 49.55
Farm cooperative, apprenticeship, on-the-job training, or on-the-job non-farm cooperative. VA payment is based on the wage received. Full-time 406.54 491.63 566.59 36.85
Extended evaluation. Full-time 464.97 576.76 679.66 49.55
3/4-time 349.37 433.20 508.15 38.10
1/2-time 233.77 289.65 340.46 25.42
1/4-time 116.87 144.82 170.23 12.68



Spouses
2004 Dependency and Indemnity Compensation
(Veteran died prior to Jan. 1, 1993)

Pay Grade Monthly Rate ($)
E-1-E-6 967
E-7 1,000
E-8 1,056
E-9 1,102
W-1 1,022
W-2 1,063
W-3 1,094
W-4 1,157
O-1 1,022
O-2 1,056
O-3 1,130
O-4 1,195
O-5 1,316
O-6 1,483
O-7 1,602
O-8 1,758
O-9 1,881
O-10 2,063

Spouses
2004 Dependency and Indemnity Compensation
(Veteran died on/after Jan. 1, 1993)

Allowances Monthly Rate ($)
Basic Rate $967
Additional:
Each Dependent Child		  
241
Aid and Attendance 241
Housebound 115
Add $208 if veteran was totally disabled eight continuous years prior to death.



2004 Improved Death Pension

Recipient Maximum Annual Rate ($)
Surviving spouse 6,634
     With one dependent child 8,686
Surviving spouse permanently housebound 8,109
     With dependent child 10,157
Surviving spouse in need of regular aid and attendance 10,606
     With dependent child 12,654
Allowance for each additional dependent child 1,688
Pension for each surviving child 1,688



Spina Bifida Benefits
(Effective Dec. 1, 2002)

Level Monthly Rate ($)
Level I 237
Level II 821
Level III 1,402
Provided to children of Vietnam veterans born with spina bifida. The three levels represent degree of disability.



Benefits for Children of Women Vietnam Veterans Born with Certain Birth Defects
(Effective Dec. 1, 2003)

Level Monthly Rate ($)
Level I 108
Level II 237
Level III 821
Level IV 1,402
Provided to children of women Vietnam veterans who suffer from certain covered birth defects. The four levels represent degree of disability.



Loan Guaranty Entitlement

Loan Amount Guaranty Percent Maximum Amount ($)
Up to $45,000 50 22,500
$45,001 to $56,250 40-50 22,500
$56,251 to $144,000 40 36,000
$144,001 or more 25 60,000
Manufactured home or lot 40 20,000



Funding Fees

Loan Category Veterans % of loan Reservists % of loan
Purchase or construction loans with down payments of less than 5 percent, refinancing loans and home improvement loans 2.2 prior to 9/30/04 and 2.15 thereafter 2.4
Purchase or construction loans with down payments of at least 5 percent but less than 10 percent 1.5 1.75
Purchase or construction loans with down payments of 10 percent or more 1.25 1.5
Manufactured home loans 1.0 1.0
Interest rate reduction loans 0.5 0.5
Assumption of VA-guaranteed loans 0.5 0.5
Second or subsequent use without a down payment 3.3 3.3

Important Phone Numbers >>
Table of Contents

 
Search this site:

Get the Savvy Consumer Newsletter! (FREE)