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Personal Financial Choices

FCIC: Personal Financial Choices




Part 1: The Basics of Chapter 7 Bankruptcy

Lesson 1: What You Need to Know About Chapter 7 Bankruptcy

Part 2: The Basics of Money Management

Lesson 2: Personal Planning, Values, Goals, & Priorities

Lesson 3: Money. Making It, Tracking It, Saving It, Spending It

Lesson 4: Smart Shopping

Part 3: The Basics of Credit Management

Lesson 5: Wise Use of Credit

Lesson 6: Is There Life After Chapter 7 Bankruptcy?

Part 4: Additional Resources

Your Rights Under The FCRA
Web Sites for Money Management
Books and Tapes
Glossary of Terms

Personal Financial Choices
Setting A New Course
Chapter 7
Resource Guide


Websites for Money Management

If you have access to the Internet, you can find interesting and helpful resources at many locations. Here are just a few:

American Bankruptcy Institute
ABI World offers daily bankruptcy news and information and a gateway to ABI On- Line, a private bankruptcy research library.

Bankruptcy Law News
News, statutes, case law, legal memorandums from Law Journal Extra!

Budget Calculators

      Better Homes and Gardens - Money and Budget Tips financial calculators

Brand and Price Comparison

National Foundation for Credit Counseling
Non-profit organization providing education and counseling services on budgeting and credit fact-to-face, by telephone, and by mail. For information on the free Consumer Credit Counseling Service in your area call 1-800-777-PLAN.

Consumer Law
Legal information for consumers.

Consumer Topics

Cooperative State Research, Education and Extension Service
Public-funded, non-formal educational system. Address issues such as basic life skills leading to job retention, saving for retirement, and personal finance education.

Credit Card Comparison
Comparison of costs and features of credit cards.

Credit Infocenter
Information on bankruptcy, credit card rates, credit reports, and rebuilding credit.

Credit Law and

Credit Report Information and and

Debt and Credit
Nolo Press articles on using credit, strategies for repaying debts, student loans, debt collection, bankruptcy, and credit repair.

Debt Management
Debt reduction planner.
On-line calculators to help with any personal financial question, including developing a spending plan, savings plan, and information on home purchasing, auto financing, and credit cards.

Internet Law Library Bankruptcy and Debt Collection Law
Collection of legislation, articles, and other resources from the U.S. Library of Congress.

NCBA — Filing for Bankruptcy
A brief outline of the processes involved in filing for bankruptcy from the North Carolina Bar Association. Also discusses Chapters 7, 12, and 13.

Savings Calculator
A financial calculator for figuring savings.

U.S. Bankruptcy Law (Cornell)
A bankruptcy law primer.

U.S. Courts
Provides answers to frequently asked questions about bankruptcy. - a publication titled, “Bankruptcy Basics.” is a link to Internet sites of courts around the U.S.


Que Es La Quiebra
Provides an explanation of both Chapter 7 and Chapter 13 bankruptcy.

Sala de Debate
A place to chat or ask questions to experts about financial situations.

Books and Tapes >>

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