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Personal Financial Choices

FCIC: Personal Financial Choices

 

 

RESOURCE GUIDE
TABLE OF CONTENTS

Part 1: The Basics of Chapter 7 Bankruptcy

Lesson 1: What You Need to Know About Chapter 7 Bankruptcy

Part 2: The Basics of Money Management

Lesson 2: Personal Planning, Values, Goals, & Priorities

Lesson 3: Money. Making It, Tracking It, Saving It, Spending It

Lesson 4: Smart Shopping

Part 3: The Basics of Credit Management

Lesson 5: Wise Use of Credit

Lesson 6: Is There Life After Chapter 7 Bankruptcy?

Part 4: Additional Resources

Your Rights Under The FCRA
Web Sites for Money Management
Books and Tapes
Glossary of Terms

Personal Financial Choices
Setting A New Course
Chapter 7
Resource Guide

PART 4: ADDITIONAL RESOURCES

Websites for Money Management

If you have access to the Internet, you can find interesting and helpful resources at many locations. Here are just a few:

American Bankruptcy Institute
http://www.abiworld.org/
ABI World offers daily bankruptcy news and information and a gateway to ABI On- Line, a private bankruptcy research library.

Bankruptcy Law News
http://www.americanlawyermedia.com/
News, statutes, case law, legal memorandums from Law Journal Extra!

Budget Calculators

      Better Homes and Gardens - Money and Budget Tips
      http://www.bhg.com/

      Bankrate.com financial calculators
      http://www.bankrate.com/brm/calc_home.asp

Brand and Price Comparison
http://www.consumer.gov/

National Foundation for Credit Counseling
http://www.nfcc.org/
Non-profit organization providing education and counseling services on budgeting and credit fact-to-face, by telephone, and by mail. For information on the free Consumer Credit Counseling Service in your area call 1-800-777-PLAN.

Consumer Law
http://www.consumerlawpage.com/
Legal information for consumers.

Consumer Topics
http://www.consumerworld.org/

Cooperative State Research, Education and Extension Service
http://www.csrees.usda.gov/
Public-funded, non-formal educational system. Address issues such as basic life skills leading to job retention, saving for retirement, and personal finance education.

Credit Card Comparison
http://www.cardweb.com/cardtrak/
Comparison of costs and features of credit cards.

Credit Infocenter
http://www.creditinfocenter.com/
Information on bankruptcy, credit card rates, credit reports, and rebuilding credit.

Credit Law
http://www.ftc.gov/ and http://www.federalreserve.gov/

Credit Report Information
http://www.equifax.com/ and http://www.experian.com/ and http://www.transunion.com/

Debt and Credit
http://www.nolo.com/
Nolo Press articles on using credit, strategies for repaying debts, student loans, debt collection, bankruptcy, and credit repair.

Debt Management
http://www.quicken.com/
Debt reduction planner.

Financenter.com
http://www.financenter.com/
On-line calculators to help with any personal financial question, including developing a spending plan, savings plan, and information on home purchasing, auto financing, and credit cards.

Internet Law Library Bankruptcy and Debt Collection Law
http://thomas.loc.gov/
Collection of legislation, articles, and other resources from the U.S. Library of Congress.

NCBA — Filing for Bankruptcy
http://www.ncbar.org/public/publications/pamphlets/bankpa00.pdf
A brief outline of the processes involved in filing for bankruptcy from the North Carolina Bar Association. Also discusses Chapters 7, 12, and 13.

Savings Calculator
http://www.centura.com/tools/index.html
A financial calculator for figuring savings.

U.S. Bankruptcy Law (Cornell)
http://www.law.cornell.edu/topics/bankruptcy.html
A bankruptcy law primer.

U.S. Courts
http://www.uscourts.gov/
Provides answers to frequently asked questions about bankruptcy.
http://www.uscourts.gov/library/bankbasic.pdf - a publication titled, “Bankruptcy Basics.”
http://www.uscourts.gov/links.html is a link to Internet sites of courts around the U.S.

SPANISH LANGUAGE INTERNET SITES

Que Es La Quiebra
http://www.quiebras.com/
Provides an explanation of both Chapter 7 and Chapter 13 bankruptcy.

Sala de Debate
http://www.macchi.com/default/index.asp
A place to chat or ask questions to experts about financial situations.

Books and Tapes >>

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