Smart New Way to Pay

Logos of the two major payment card companies transform an ATM card into a debit card that can be used to make purchases worldwide.

The common hassles and procedures involved in getting a check approved are eliminated.

Whether using a PIN or signing a receipt, the only information provided to the merchant by the issuer is approval or denial of the transaction. No additional ID or information is required.

Every purchase and ATM withdrawal appears on your monthly checking account statement, including the date, place and amount--an easy way to track spending and a key benefit over cash.

One easy phone call prevents loss of money, replaces the card and limits your liability.

Unless you activate an overdraft line of credit, it's your money you're using and you'll pay no finance charges.