|   | 
     
    Month______ | 
    Month______ | 
    Month______ | 
    Month______ | 
    Month______ | 
    Month______ | 
    Total  | 
     
   
    | Actual 
      Monthly Income | 
  
   
    | First Earner | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Second Earner | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Part-time | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Social Security / Pension | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Interest / Dividends | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Rentals | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Tax Refunds | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Gifts / Bonuses | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Sales Profits | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | TOTAL | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Saving | 
  
   
    | Saving / Investment / Retirement | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Actual Expenses | 
  
   
    | Housing | 
  
   
    | Rent / Mortgage / Second Mortgage | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Property Taxes (if not in mortgage) | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Electricity / Gas / Heating Oil | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Water & Sewer | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Telephone / Online Services | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Garbage / Pest Control | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Maintenance | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Housekeeping Services | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Food | 
  
   
    | Groceries | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Lunches / Snacks / Beverages | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | School Lunches | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
  Transportation | 
   
    | Gasoline / Auto Maintenance | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Bus / Metro / Parking / Tolls / Carpool | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | License Tags / Taxes | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Insurance | 
  
   
    | Automobile | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Home Owners / Renters | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Medical / Life / Disability | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Life and Disability | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Clothing | 
  
   
    | Apparel / Shoes | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Dry Cleaning / Laundry | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Health Care | 
  
   
    | Physicians and Dentists | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Medication / Prescriptions | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Personal | 
  
   
    | Hair / Nails | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Toiletries | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Tobacco | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Entertainment | 
  
   
    | Cable | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Videos / Movies / Plays / Concerts | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Vacation | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Sports and Hobbies' Fees | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Newspaper / Books / Magazines | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Dining Out / Beverages | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Gifts & Contributions | 
  
   
    | Religious / Charities | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Birthdays / Holidays | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Chaunkah / Christmas / Kwanza, etc. | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Family | 
  
   
    | Child Care | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Allowance | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Music / Dance Lessons / Sports | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Child Support / Alimony | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Education | 
  
   
    | Tuition / Books / Supplies | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Credit Obligations | 
  
   
    | Automobile Loans / Leases | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Secured Loans | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Unsecured Loans | 
      | 
      | 
      | 
      | 
      | 
      | 
      | 
  
   
    | Credit Card Payments | 
      | 
      | 
      | 
      | 
      | 
      | 
      |