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Life Advice About...Fitness and Exercise

Savvy Consumer: Life Advice About...Fitness and Exercise
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Life Advice


Fitness And Exercise

This Life Advice pamphlet about Fitness and Exercise was produced by
the MetLife Consumer Education Center and reviewed by the American Heart Association and the National Heart, Lung and Blood Institute

Today, there is a growing emphasis on looking good, feeling good and living longer. Increasingly, scientific evidence tells us that one of the keys to achieving these ideals is fitness and exercise. But if you spend your days at a sedentary job and pass your evenings as a "couch potato," it may require some determination and commitment to make regular activity a part of your daily routine.

Equal Opportunity Benefits

Exercise is not just for Olympic hopefuls or supermodels. In fact, you're never too unfit, too young or too old to get started. Regardless of your age, gender or role in life, you can benefit from regular physical activity. If you're committed, exercise in combination with a sensible diet can help provide an overall sense of well-being and can even help prevent chronic illness, disability and premature death. Some of the benefits of increased activity are:

Improved Health

  • increased efficiency of heart and lungs
  • reduced cholesterol levels
  • increased muscle strength
  • reduced blood pressure
  • reduced risk of major illnesses such as diabetes and heart disease
  • weight loss

Improved Sense of Well-Being

  • more energy
  • less stress
  • improved quality of sleep
  • improved ability to cope with stress
  • increased mental acuity

Improved Appearance

  • weight loss
  • toned muscles
  • improved posture

Enhanced Social Life

  • improved self-image
  • increased opportunities to make new friends
  • increased opportunities to share an activity with friends or family members

Increased Stamina

  • increased productivity
  • increased physical capabilities
  • less frequent injuries
  • improved immunity to minor illnesses

Mind Over Immobility

Getting moving is a challenge because today physical activity is less a part of our daily lives. There are fewer jobs that require physical exertion. We've become a mechanically mobile society, relying on machines rather than muscle to get around. In addition, we've become a nation of observers with more people (including children) spending their leisure time pursuing just that—leisure. Consequently, statistics show that obesity and the problems that come with it (high blood pressure, diabetes, stroke, etc.) are on the rise. But statistics also show that preventive medicine pays off, so don't wait until your doctor gives you an ultimatum. Take the initiative to get active now.

The Fitness Formula

If you're interested in improving your overall conditioning, health experts recommend that you should get at least 30 minutes of moderately intense physical activity on all or most days of the week. Examples of moderate activity include brisk walking, cycling, swimming or doing home repairs or yard work. If you can't get in 30 minutes all at once, aim for shorter bouts of activity (at least 10 minutes) that add up to a half hour per day.

Instead of thinking in terms of a specific exercise program, work toward permanently changing your lifestyle to incorporate more activity. Don't forget that muscles used in any activity, any time of day, contribute to fitness. Try working in a little more movement with these extras:

  • Take the stairs instead of the elevator.
  • Park at the far end of a parking lot and walk to the office or store.
  • Get off public transportation a few blocks before your stop.
  • Get up from your desk during the day to stretch and walk around.
  • Take a brisk walk when you get the urge to snack.
  • Increase your pace when working in the house or yard.
  • Mow your own lawn and rake your own leaves.
  • Carry your own groceries.

All-Season Exercise

If you're ready to move up to more vigorous activity, remember that "no pain, no gain" isn't exactly true. The best-laid plans of many a fitness program have been ruined by too much enthusiasm on the first day and sore muscles on the second. A goal is an end point, not a beginning, so work toward your goal gradually. Once you're in better shape, you can gradually increase your time or distance or change to a more energetic activity.

If you have cardiovascular disease, you should check with your physician before undertaking more vigorous activity. Likewise, if you're a man over 40 or a woman over 50 with risk factors such as smoking, high blood pressure, high cholesterol or obesity, seek your doctor's advice.

The key to a lifetime of fitness is consistency. Here are some tips to help you make exercise a habit.

  • Choose an activity you enjoy.
  • Tailor your program to your own fitness level.
  • Set realistic goals.
  • Choose an exercise that fits your lifestyle.
  • Give your body a chance to adjust to your new routine.
  • Don't get discouraged if you don't see immediate results.
  • Don't give up if you miss a day; just get back on track the next day.
  • Find a partner for a little motivation and socialization.
  • Build some rest days into your exercise schedule.
  • Listen to your body. If you have difficulty breathing or experience faintness or prolonged weakness during or after exercise, consult your physician.

It's a good idea to choose more than one type of exercise to give your body a thorough workout and to prevent boredom. Also, you might want to choose one indoor exercise and one outdoor activity to allow for changes in your schedule or for inclement weather. Very few people live in a climate that's temperate year–round. But weather extremes don't have to interfere with your exercise routine if you make some minor adjustments.

When it's Hot or Humid:

  • Exercise during cooler and/or less humid times of day. Try early morning or evening.
  • Drink plenty of fluids, especially water. Avoid alcohol, which encourages dehydration.
  • Wear light, loose-fitting clothing.
  • Stop at the first sign of muscle cramping or dizziness.

When it's Cold:

  • Dress in layers.
  • Wear gloves or mittens to protect your hands.
  • Wear a hat or cap. Up to 40% of body heat is lost through your neck and head.
  • Adjust the size of your shoes if you need to wear thicker socks.
  • Warm up slowly.
  • Drink plenty of fluids. You can get dehydrated in the winter, too.
  • Stop if you experience shivering, drowsiness or disorientation. You may need help for hypothermia.

Year-Round Safety

  • Let someone know where you're going and when you'll be back.
  • Carry identification with you when exercising outside the home.
  • Exercise indoors or try mall-walking when it's stormy. Don't risk a run-in with lightning or ice.
  • Build in warm-up and cool-down periods to decrease risk of injury.
  • Avoid strenuous exercise for one to two hours after eating.
  • Wear sturdy, well-fitting shoes appropriate for the activity.
  • Wear brightly colored clothing when exercising outdoors.
  • Add lights and reflector tape to your body or bike if you exercise after dark.
  • Wear helmets and safety pads appropriate for the activity.
  • Move against traffic if you must run or walk on the road.
  • Don't let headphones distract you from observing traffic and safety concerns.
  • Respect pollution alerts and exercise indoors when warnings are posted, especially if you have heart or lung disease. Avoid areas where traffic is heavy.
  • Take special care of your feet if you are diabetic or have vascular disease.

Diet and Action - the Fitness Combo

Did you know you need to burn off 3,500 calories more than you take in to lose just one pound? If you're overweight, eating your usual amount of calories while increasing activity is good for you, but eating fewer calories and being more active is even better. The following chart gives you an idea of the calories used per hour in common activities. Calories burned vary in proportion to body weight, however, so these figures are averages.

Activity Calories Burned Per Hour
Bicycling 6 mph
Bicycling 12 mph
Jogging 5.5 mph
Jogging 7 mph
Jumping rope
Running in place
Running 10 mph
Skiing (cross-country)
Swimming 25 yds/min
Swimming 50 yds/min
Tennis (singles)
Walking 2 mph
Walking 4 mph



Source: American Heart Association and the National Heart, Lung, and Blood Institute.

Before making any major dietary changes, you should check with your doctor. But there are plenty of small changes you can make on your own, such as avoiding sweets and salty foods and cutting down on fat in your diet, especially saturated fat.

No More Excuses

You can probably come up with plenty of excuses for why you're not more active. You're too young, you're too old, you're too busy, you're too tired or you're in pretty good shape — for your age. But with few exceptions, these excuses are pretty flimsy. There are activities for the young and old and for those with little time. So the next time you think about getting fit, don't ask "Who has time?" Instead, ask yourself "Who doesn't want to feel better?"


American Heart Association Cookbook, 5th Edition
Times Books $17

American Heart Association Low-Fat, Low-Cholesterol
Times Books $5.99

Your Child's Fitness: Practical Advice for Parents
Susan Kalish $14.95
Plus shipping and handling. To order, call Human Kinetics, 1-800/747-4457 or write, Human Kinetics, 1607 North Market St., P. O. Box 5076, Champaign, IL 61825-5076.

Getting in Shape: Workout Programs for Men and Women
Bob Anderson, Ed Burke and Bill Pearl
Shelter Publications, Inc. $15

Hold It! You're Exercising Wrong: Your Prescription for First-Class Fitness - Fast
Ed J. Jackowski, Simon and Schuster $9.95

Helpful Links

Check out these sites for facts about the human body and the latest trends in nutrition, health, aerobics and much much more.

American Heart Association
One of the world's premier health organizations, committed to reducing disability and death from cardiovascular diseases and stroke.

National Coalition for Promoting Physical Activity
This organization promotes physical activity. The objective of NCPPA is to unite the strengths of public, private and industry efforts into a collaborative partnership to inspire individuals to lead physically active lifestyles to enhance their health and quality of life.

Eating Right
Food groups or food pyramids? Does ketchup count as a vegetable serving? Eating right these days can be confusing. This section can guide you through your dining dilemmas.

Surgeon General's Fact Sheets
Find out what you need to do to get fit with the Surgeon General's fitness fact sheets. This page has fact sheets ranging from how to get fit if you're a young adult to the linkages of morbidity and mortality to fitness.

Austin Nutritional Research
If you've always wondered what vitamin-12 is good for, find the answer in this site. You can view reference guides for herbs, minerals, amino acids as well.

This pamphlet, as well as any recommeded reading and reference materials mentioned, is for general informational purposes only. It is issued as a public service and is not a substitute for obtaining professional advice from a qualified person, firm or corporation. Consult the appropriate professional advisor for more complete and up-to-the-minute information.

Text may be reproduced for nonprofit educational purposes only. Reproduction of any graphical image, trademark or servicemark is prohibited.

Copyright 1996 Metropolitan Life Insurance Company
All Rights Reserved
Revised 2001
Updated March 2005

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