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Direct Loan interest rates are variable and are adjusted each year on July 1; however, the current maximum interest rate is 8.25 percent for Direct Subsidized Loans and Direct Unsubsidized Loans.
Direct PLUS Loan interest rates are variable also, but the current maximum interest rate is 9 percent.
Interest rates for Direct Subsidized and Unsubsidized loans will depend on when the loan was disbursed and whether the loan is in an in-school, grace, or deferment period. Contact your financial aid office for more information.
The interest rates for Direct Consolidation Loans are the same as the rates above, based on whether student loans and/or parent loans are included.
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