Kinds of Adoptions

Waiting Child

Finding a Child

Pre-Placement Visits

Counseling

Medical

Financial Resources

Independent

Finding a Child

Hiring an Attorney

Birth Expenses

Adoption Insurance

International

Differences to Expect

Financial Resources

Waiting Child Adoptions

As noted earlier, the process of adopting a waiting child may entail minimal or no expense. However, some expenses are unique to this type of adoption.

	Finding a Child
	Pre-Placement Visits
	Counseling
	Medical Treatment
	Government Subsidies
	TITLE-IV Adoption Assistance Programs
		Medical Assistance/Monthly Cash Payments/Social Services/Non-Recurring Adoptions Expenses/Adoption Expense Reimbursements

Independent Adoptions

Independent adoptions are legal in most states, but not in all. Be sure to check the laws in your state and the state where the birth parents live, if it is different. Generally, it's best to work through an intermediary, preferably an attorney who is knowledgeable about state adoption laws and experienced in handling the legal complexities of adoption. Under no circumstances is it legal to buy a baby or child. You cannot give gifts or money to the birth mother or father in return for the child.

	Finding a Child
	Hiring an Attorney
	Birth Expenses
	Adoption Insurance

International Adoptions

A portion of annual U.S. adoptions involve children from abroad. The cost of an international adoption is similar to that of a domestic private agency adoption, with fees ranging from $7,000 to $25,000.

	Differences to Expect
	Financial Resources
		Federal and State Adoption Assistance/Non-Recurring Adoption Expenses/Sliding-Scale Fees/Employee Benefits and Military Programs/Medical Assistance